Best Credit Card for Tokyo Travel 2026
Planning a trip to Tokyo? The right credit card can save you hundreds — or even thousands — through signup bonuses and transfer partners. Here are the best cards for Tokyo travel in 2026.
Top Cards for Tokyo
Amex Platinum
Amex · $695/yr
150,000 MR signup bonus
Min spend: $8,000 in 180 days
Best for: Japan (via ANA - best MR sweet spot), Asia (via Singapore/ANA), Europe (via Virgin Atlantic/Air France)
Amex once-per-lifetime rule per card product. Check CardMatch for targeted offers.
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Amex Gold
Amex · $325/yr
60,000 MR signup bonus
Min spend: $6,000 in 180 days
Best for: Japan (via ANA), Europe (via Air France/Virgin Atlantic), Everyday spend optimization (4x dining, 4x groceries)
Amex once-per-lifetime rule. Often has higher targeted offers (75-90k via incognito/referral).
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Chase Sapphire Reserve
Chase · $550/yr
75,000 UR signup bonus
Min spend: $4,000 in 90 days
Best for: Europe (via United/Virgin Atlantic/Air France), Asia (via Singapore/Korean Air via Virgin Atlantic), Hawaii (via United/Southwest)
Chase 5/24 rule: must have fewer than 5 new cards in past 24 months
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How to Use These Cards
Sign up for the card with the best bonus, meet the minimum spend, then transfer points to an airline partner that flies to Tokyo. Use Fare Hacker's trip planner to find the exact award routing and miles needed.
Don't have enough points yet? Use the affordability calculator to see if a signup bonus covers your trip.